Millions of workers depend on long-term disability insurance provided through their employer to protect them if an injury, illness, or chronic health condition leaves them unable to work. So, when you need to access these benefits, it can come as quite a shock to have your disability claim denied by a company like Prudential.
At The Garner Firm, we provide skilled legal representation in appealing denied disability claims, and we’ve successfully taken on cases involving Prudential. We have a deep understanding of the actions needed to get LTD claims approved, and we put our experience to work for you, helping you receive the benefits you deserve.
Formed in New Jersey in 1875, Prudential Insurance Company of America (Prudential) has since grown into the nation’s largest insurance company. They provide group long-term disability benefits for more than 3,100 clients, which translates into more than 2.1 million employees.
While many policyholders have positive experiences with Prudential, the company has been the subject of controversy more than once. Its practices have led to several high-profile lawsuits, including one in 1997 that required them to pay policyholders over $400 million in restitution for deceptive sales practices.
As with any insurer, Prudential is a for-profit business and one of the ways the company protects its bottom line is by reducing payouts on claims. Disability claim denials can happen for a variety of reasons. Among the most common are:
Prudential has been known to wrongfully deny disability benefits on many occasions, including terminating benefits for a policyholder who was deemed disabled by 16 different medical professionals. But luckily, there is help available for those who need to file an appeal.
The Employee Retirement Income Security Act of 1974 (ERISA) is a complex federal law that provides guidelines for administering most employer-provided benefits, as well as for the appeals process. When a Prudential disability claim is denied, our Philadelphia long term disability attorney can guide you in how ERISA is likely to apply in your case while taking the following actions on your behalf:
Receiving notice of a denied Prudential disability claim can be devastating. When a long-term disability happens, you will likely be counting on benefits provided by your employer to help you support yourself and your family. The Garner Firm understands how critical these benefits can be for working families, and we provide our clients the professional legal help needed to file an appeal. To request a consultation, call or contact our LTD claims denial attorney online today.
Adam helped me with my LTD case. His knowledge and thoroughness was outstanding. He communicated every aspect of the process and case in an extremely detailed and timely manner. He also took the time to answer any questions I had as a person going through it for the first time. I could not recommend him more for anyone in a similar situation.
Adam and his team are great. They did an excellent job helping my family when we were really losing hope. Adam is very professional and has excellent knowledge to protect your rights. If you choose Adam you will talk directly with him. It was a truly pleasant experience. I’m extremely thankful that I chose the Garner firm. I highly recommend them.
Adam Garner provided excellent courteous and considerate service in helping me resolve a long term disability claim. He was accessible, knowledgeable and exercised the good judgement necessary for us to be successful. I heartily recommend his expertise and services
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!