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ERISA • Employment Law
  • How Many Times Can You Appeal an LTD Insurance Decision?

    If your application for long-term disability benefits was denied, or if you had disability benefits but were terminated, you received the news in the form of a denial letter. If your disability policy is governed by ERISA, the denial letter states that you can appeal the decision, but you must do so in 180 days. (Some non-ERISA long-term

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  • Reasons a Disability Claim May Have Been Denied

    It is a well-known fact that disability claims through long-term disability insurance are often denied. Even when the entire appeals process is exhausted, you or your disabled loved one may be left without benefits. There are some fairly standard reasons for these denials, some of which you can avoid and some of which you can’t. In either case,

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  • Questions to Ask Your Long-Term Disability Attorney

    Long-term disability (LTD), especially through ERISA-based insurance plans, is notoriously difficult to qualify for, particularly if you don't have an attorney. If you or a loved one is considering hiring a Philadelphia long-term disability attorney to help you with a disability claim, make sure you ask some questions first. Some of the issues you should raise include the

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