ERISA, Long-Term Disability, Employment Law Blog

philadelphia erisa, long-term disability and employment law attorney adam garner

Questions to Ask Before Hiring an ERISA Attorney – Video

Before hiring an attorney to handle your ERISA or long-term disability claim be prepared to ask these questions.

How to Fight Common Reasons ERISA Insurers Deny Disability Claims

Learn the most common reasons for an ERISA disability claim denial and proven strategies to fight back. Our ERISA attorneys explain how to challenge denied LTD and STD benefits, from insufficient medical evidence to insurer cherry-picking tactics. Contact The Garner Firm for a free consultation.

Adam Garner to Speak at the ABA Employee Benefits Committee Midwinter Meeting in Austin, Texas

Philadelphia ERISA attorney Adam H. Garner, founder of The Garner Firm, addresses the intersection of artificial intelligence and ethical practice at the ABA Employee Benefits Committee Midwinter Meeting, one of the nation’s premier conferences for ERISA…

What to Do First After an ERISA Long-Term Disability Denial

What to Do First After an ERISA Long-Term Disability Denial Receiving a denial letter for your long-term disability (LTD) claim can be devastating. After months of medical treatment, lost income, and uncertainty about your future, the…

The Hidden Dangers of ERISA: Safeguard Your Disability Benefits

If you purchased an individual disability insurance (IDI) policy—one where you are the named insured and the contract is between you and the insurer—you or your insurance broker may have assumed your policy would be governed…

ERISA attorney disability claim appeal with scales of justice representing insurance litigation

Why Your ERISA Disability Appeal Is the Most Important Step in Your Benefits Claim

If your claim for long-term disability (LTD) or short-term disability (STD) benefits has been denied, the ERISA disability appeal may be your best opportunity to secure the benefits you deserve. Under the Employee Retirement Income Security…

Governmental Plan Exemption Sinks Pro Se Plaintiff’s ERISA LTD Case

If you’re facing denied long-term disability benefits, consulting an experienced ERISA attorney is crucial to protect your rights. When you apply for long-term disability benefits through your employer, you might assume that federal law protects your…

Major Victory for ERISA Plan Participants Involving Forced Arbitration

An experienced ERISA attorney can help protect your retirement benefits. On December 15, 2025, the U.S. Court of Appeals for the Eleventh Circuit issued a decision in Williams v. Shapiro that addresses the enforceability of arbitration…

Philadelphia ERISA Attorney to Present on AI Ethics at ABA Employee Benefits Committee Meeting

Philadelphia ERISA Attorney Adam H. Garner to Address Artificial Intelligence and Professional Responsibility at National Conference PHILADELPHIA, PA – Adam H. Garner, Esquire, Founder and Managing Member of The Garner Firm, Ltd., will present on the…

5 Warning Signs Your LTD Claim May Be Denied

When you’re unable to work due to a disabling illness or injury, your long-term disability (LTD) insurance should provide the financial protection you’ve been paying for. Unfortunately, insurance companies don’t always act in good faith. In…

Court Rejects LTD Insurer’s Pre-Existing Condition Denial

In a significant win for ERISA long-term disability (LTD) claimants, the Eleventh Circuit Court of Appeals recently reversed Reliance Standard Life Insurance Company’s denial of LTD benefits based on a pre-existing condition exclusion. The November 21,…

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