Questions to Ask Before Hiring an ERISA Attorney – Video Before hiring an attorney to handle your ERISA or long-term disability claim be prepared to ask these questions.
Philadelphia ERISA Attorney to Present on AI Ethics at ABA Employee Benefits Committee Meeting Philadelphia ERISA Attorney Adam H. Garner to Address Artificial Intelligence and Professional Responsibility at National Conference PHILADELPHIA, PA – Adam H. Garner, Esquire, Founder and Managing Member of The Garner Firm, Ltd., will present on the…
5 Warning Signs Your LTD Claim May Be Denied When you’re unable to work due to a disabling illness or injury, your long-term disability (LTD) insurance should provide the financial protection you’ve been paying for. Unfortunately, insurance companies don’t always act in good faith. In…
Court Rejects LTD Insurer’s Pre-Existing Condition Denial In a significant win for ERISA long-term disability (LTD) claimants, the Eleventh Circuit Court of Appeals recently reversed Reliance Standard Life Insurance Company’s denial of LTD benefits based on a pre-existing condition exclusion. The November 21,…
MetLife’s Denial of Attorney’s LTD Claim is Affirmed Diagnosis is Not Disability: Lessons from the Eleventh Circuit’s Ruling in Hovan v. MetLife For high-functioning professionals, the onset of a debilitating mental health condition is a profound crisis. It threatens not only one’s well-being but…
What’s in a Name? How Clear Intent Saved Survivor Benefits in a Federal ERISA Case When a 401(k) beneficiary designation form contains a technical error—such as an incorrect last name—but also includes a perfectly matching Social Security number that would allow an ERISA fiduciary to determine who the rightful beneficiary is…
Mentally Ill Killers, Life Insurance & The Slayer Statute A state slayer statute may apply to a life insurance payout when the beneficiary is accused of killing the policyholder. It’s a tragic and legally complex question that pits a fundamental legal principle against a grieving…
Court Gives Unum a Second Bite at the Apple and It Still Acts Unreasonably You received short-term disability (STD) benefits, a clear acknowledgment from the insurance company that your medical condition prevents you from working. But when the time came to transition to long-term disability (LTD), you received a denial…
Long Term Disability Application Error Costs Musician Her Benefits Filing for Long Term Disability (LTD) benefits can be a difficult process, especially when you are grappling with a health condition. The forms are complex, the deadlines are strict, and insurance companies are known for scrutinizing…
The Epilogue: Recovering Attorneys’ Fees in an ERISA Long-Term Disability Case For individuals unable to work due to a serious illness or injury, a long-term disability (LTD) insurance policy is more than a convenience—it’s a financial lifeline. When that policy is provided by a private sector employer,…
How a Settlement Agreement Can Forfeit Your ERISA Claims When an employment relationship ends, it is common for an employer to offer a severance agreement or settlement agreement if certain claims have been alleged against the employer. This document, which typically provides a departing employee…