Losing the ability to work because of a disability is a horrible burden. Many employers provide their employees with short-term disability (STD) or long term disability benefits to ensure that they are able to provide for their families in case they become disabled. Unfortunately, nearly all private employer disability benefit plans are governed by the Employee Retirement Income Security Act of 1974 (ERISA), a federal law that stacks the deck in favor of the insurance companies who provide disability benefits. As a result, many people with meritorious disability benefit claims often find their benefits denied or terminated prematurely. In fact, the Supreme Court of the United States has recognized that the insurance companies who decide ERISA STD and LTD benefit claims and who are also responsible for paying the benefits have a conflict of interest in doing so. Don’t let the disability insurance companies take advantage of you. If your disability benefits claim has been denied, or your disability benefits have been terminated, you have rights and may still be able to receive your disability benefits.
Adam has spent the last decade handling, resolving, and winning ERISA disability benefits claims. He has represented disability insurance plans and he has administered them as well. He now devotes his practice exclusively to representing people, especially those who have been denied the benefits, including disability benefits, they have earned and are entitled to under their employers’ disability plans. Adam understands the benefits appeal process and knows the law governing disability benefits denials. He is nationally known, a published author on the topic, a frequent speaker on the topic, and edits one of the leading treatises on employee benefits law.
“I have seen disability benefits wrongfully denied to those in need. I am dedicated to fighting these abuses and restoring benefits wrongfully withheld.”
— ADAM H. GARNER
ERISA and your disability benefits plan have specific deadlines and procedures for appealing and challenging disability benefits denials. Failing to follow these procedures can result in you losing disability benefits that you are otherwise entitled to. Appealing and challenging a disability benefits denial is complicated. If your disability benefits have been denied, contact The Garner Firm today.Your initial consultation is always free.
Adam helped me with my LTD case. His knowledge and thoroughness was outstanding. He communicated every aspect of the process and case in an extremely detailed and timely manner. He also took the time to answer any questions I had as a person going through it for the first time. I could not recommend him more for anyone in a similar situation.
Adam and his team are great. They did an excellent job helping my family when we were really losing hope. Adam is very professional and has excellent knowledge to protect your rights. If you choose Adam you will talk directly with him. It was a truly pleasant experience. I’m extremely thankful that I chose the Garner firm. I highly recommend them.
Adam Garner provided excellent courteous and considerate service in helping me resolve a long term disability claim. He was accessible, knowledgeable and exercised the good judgement necessary for us to be successful. I heartily recommend his expertise and services
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!
Adam is extremely knowledgeable and always helped answer all of our questions we had. Very supportive in a challenging case. He understood our situation and was beyond great! He helped my family so much!
I would highly recommend Adam and the Garner Firm!
I would highly recommend Adam to anyone!!! He is very professional, works hard for you, and very knowledgeable. He is honest and upfront with you with any obstacles that he may face in representing you. He keeps you well informed of your case and responds promptly to any questions or concerns you may have. He does a Stellar job!!!