Losing the ability to work because of a disability is a horrible burden. Many employers provide their employees with short-term disability (STD) or long-term disability benefits to ensure that they are able to provide for their families in case they become disabled. Unfortunately, nearly all private employer disability benefit plans are governed by the Employee Retirement Income Security Act of 1974 (ERISA), a federal law that stacks the deck in favor of the insurance companies who provide disability benefits. As a result, many people with meritorious disability benefit claims often find their benefits denied or terminated prematurely. In fact, the Supreme Court of the United States has recognized that the insurance companies who decide ERISA STD and LTD benefit claims and who are also responsible for paying the benefits have a conflict of interest in doing so. Don’t let the disability insurance companies take advantage of you. If your disability benefits claim has been denied, or your disability benefits have been terminated, you have rights and may still be able to receive your disability benefits.
Adam has spent the last decade handling, resolving, and winning ERISA disability benefits claims. He has represented disability insurance plans and he has administered them as well. He now devotes his practice exclusively to representing people, especially those who have been denied the benefits, including disability benefits, they have earned and are entitled to under their employers’ disability plans. Adam understands the benefits appeal process and knows the law governing disability benefits denials. He is nationally known, a published author on the topic, a frequent speaker on the topic, and edits one of the leading treatises on employee benefits law.
“I have seen disability benefits wrongfully denied to those in need. I am dedicated to fighting these abuses and restoring benefits wrongfully withheld.”
— ADAM H. GARNER
ERISA and your disability benefits plan have specific deadlines and procedures for appealing and challenging disability benefits denials. Failing to follow these procedures can result in you losing disability benefits that you are otherwise entitled to. Appealing and challenging a disability benefits denial is complicated. If your disability benefits have been denied, contact The Garner Firm today.Your initial consultation is always free.
The Garner Firm provides quality advice and guidance for clients with employment matters. I highly recommend the Garner Firm.
Adam did an exceptional job in helping me both understand my situation and fight for my benefits/disability claim. He is extremely knowledgeable about the law and how it will effect your case. He was up front with us on how difficult our case may be and was always available to discuss our situation/answer questions. Adam also cares about you and takes an interest. He did an outstanding job to help me win my case against strong odds and was a blessing to have him as my lawyer. Thank you Adam for all you have done and continue doing on my behalf.
I would highly recommend Adam. He was courteous, professional, and very knowledgeable. He was attentive to my concerns and always responsive in a timely fashion.
I highly recommend him! He worked so hard and fought for what he thought I deserved. He is honest and will not lie to you, someone you can trust.
Adam has provided excellent service regarding my disability insurance claim. He is dedicated, knowledgeable, and compassionate. Adam keeps on top of the situation and responds immediately to any issues. He is always accessible. I would highly recommend him.
Adam is very knowledgeable about the process of seeking disability from the insurance company. After the insurer stopped paying my claim, I knew I needed to talk to somebody experienced in these types of cases. He was so detail-oriented, and I was so impressed with how he presented my case. I don’t know what I would have done without his help!
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