Disabilities are not only limiting physically or mentally, but they can also result in extensive financial losses if your disability prevents you from working. Numerous employers provide employees with long term disability insurance coverage that should provide benefits if disability restricts their ability to work. However, most of these long term disability plans are regulated by the Employee Retirement Income Security Act of 1974 (ERISA), which can make it difficult for employees to obtain the benefits they need and deserve.
If you need to file a claim, you received a claim denial, or your benefits were terminated too soon, you need the help of an experienced Philadelphia long term disability insurance lawyer. The Garner Firm, Ltd., represents the rights of clients with disabilities when it comes to insurance benefits. Contact our office to discuss your situation and how we can help today.
There are different reasons why complications might arise with long term disability claims. Some issues might include:
Disability claims need to be detailed and provide the right information to prove you deserve benefits. These are difficult to prepare, and even the slightest error can result in a denial. It is important to recognize that a denial is not the final word regarding your claim, as it is possible to appeal denials. You should have the help of a skilled long term disability attorney to do so. If your
appeal is denied, you can then bring a lawsuit under Section 502(a)(1)(B) of ERISA in federal court.
In addition, many people have their benefits prematurely reduced or terminated. It is important to seek legal representation to appeal these changes to your benefits.
Attorney Adam Garner has over a decade of experience successfully representing clients in ERISA long term disability claims and appeals. ERISA is a complex law, and ERISA appeals and litigation can be challenging endeavors. Adam and his team bring leverage, their past experience and knowledge of the industry exclusively to protect the rights of disabled individuals.
Adam Garner is highly respected in this area of law practice, and he publishes and edits material and speaks about ERISA and long term disability benefits on a regular basis. If you have an issue regarding your disability insurance claim, you want a nationally recognized attorney on your side.
Whether you have not yet filed a claim or have received a denial, the help of the right Philadelphia long term disability insurance attorney can be invaluable. Do not put the benefits you need at risk. Instead, fight to prove your disability and eligibility for a claim approval. The Garner Firm, Ltd., is ready to help, so please contact us today.
Adam helped me with my LTD case. His knowledge and thoroughness was outstanding. He communicated every aspect of the process and case in an extremely detailed and timely manner. He also took the time to answer any questions I had as a person going through it for the first time. I could not recommend him more for anyone in a similar situation.
Adam and his team are great. They did an excellent job helping my family when we were really losing hope. Adam is very professional and has excellent knowledge to protect your rights. If you choose Adam you will talk directly with him. It was a truly pleasant experience. I’m extremely thankful that I chose the Garner firm. I highly recommend them.
Adam Garner provided excellent courteous and considerate service in helping me resolve a long term disability claim. He was accessible, knowledgeable and exercised the good judgement necessary for us to be successful. I heartily recommend his expertise and services
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!