When you lose the ability to work because of a disability, it can be an overwhelming financial and emotional burden. Numerous employers offer their employees short-term disability or long-term disability benefits to help them support themselves and take care of their families. Almost all of these private disability benefit plans are governed by ERISA, which is the Employee Retirement Income Security Act of 1974. ERISA is a federal law that unfortunately is far more favorable to the employers’ insurance companies than it is to the employees for whom it is supposed to provide benefits. The result is that many employees who have valid disability claims find themselves receiving denials or having their benefits suddenly terminated. If you find yourself in this situation, it is important to find a Radnor Township long-term disability attorney who can help you appeal the denial and fight for your right to benefits.
We are an Experienced ERISA Disability Benefit Firm
At The Garner Firm, Adam H. Garner specializes in helping employees pursue the disability benefits they are owed. He has over a decade of experience assisting clients in New Jersey, Pennsylvania, Maryland, and elsewhere in ERISA disability claims, and has exclusively represented individuals who have been victims of ERISA’s unfair practices for several years. When you are looking for a long-term disability attorney near you, it is best to find someone who has experience handling both sides of these claims. Adam Garner has experience representing disability plans and administering them. Today, Adam Garner exclusively represents clients who have been wrongfully denied benefits by their employer’s plan. He understands very well how the arduous appeals process works and is up to date on all applicable laws that govern the disability benefits denial process. Not only does he represent clients who deserve to have competent representation in an appeals process, but he is also recognized on a national level, publishing works and speaking on the topic.
How The Garner Firm can Help with Your Radnor Township Long Term Disability Claim Denial
If your claim was denied, it is important to take action quickly, as there are strict deadlines for filing an appeal in an ERISA-governed employee benefits plan. Some of the ways our firm can assist is by:
- Carefully reviewing your long-term disability benefits denial;
- Requesting a copy of your insurance file;
- Discussing your legal options and rights;
- Opening an investigation into your case and collecting any supplemental evidence needed;
- Speaking with doctors to ensure your condition is clearly documented;
- Drafting a strong claims appeal; and
- Negotiating with the insurance provider.
Contact a Radnor Township Long Term Disability Attorney
At The Garner Firm, our attorneys will work tirelessly to help you get access to the benefits you deserve. This is why it is important to reach out right away, so we have plenty of time to work on your appeal.Contact our office today to schedule an initial consultation.