The Employee Retirement Income Security Act (ERISA) is a federal law that regulates most employer-provided employee benefits plans, including the vast majority of disability insurance policies. Sadly, in many ways, ERISA is designed to favor insurance companies. Far too many employees and plan beneficiaries struggle to get the full long term disability benefits that are owed to them. At The Garner Firm, our Newtown Square long term disability lawyer handles every client’s case with professionalism, expertise, and diligence. We know how to hold employers and insurance companies accountable. If your long term disability claim was rejected or underpaid in Newtown Square, please contact our law firm for a free, fully confidential consultation.
How Our Newtown Square, PA Long Term Disability Attorney can Help You and Your Family
If you have received a long term disability denial letter, it is critically important that you take immediate action to protect your rights and to preserve your ability to seek your benefits. Under ERISA regulations, you only have six months (180 days) to prepare and submit an internal appeal for a disability claim. You must submit this appeal to the insurance company before you take your case to court. Claimants should consult with an experienced professional before submitting their “administrative” appeal. Even a small misstep within the long term disability appeals process could severely impair your rights. Our law firm will ensure that your claim is properly handled. Among other things, ourNewtown Square long term disability attorney is prepared to:
- Request your full disability file for review from the insurance company;
- Conduct a comprehensive assessment of your disability denial letter;
- Take action to obtain additional vocational and medical evidence;
- Carefully put together a strong and thorough appeal; and
- Initiate settlement negotiations with the other side, if warranted.
In many cases, long term disability denials can be resolved during the so-called “administrative” appeals process. Our law firm works tirelessly to get our clients the full disability benefit that they deserve under the law. If the disability plan administrator or disability insurance company refuses to pay your benefits or offer an acceptable settlement, we are prepared to take your disability claim to court pursuant to Section 502(a) of ERISA, 29 U.S.C. § 1132(a). Pennsylvania long term disability attorney Adam H. Garner has extensive experience inERISA litigation. You deserve full disability benefits.
Was Your Disability Claim Denied in Newtown Square?
Our legal team is prepared to help. At The Garner Firm, our Newtown Square long term disability attorney has more than a decade of experience litigating complex disability and ERISA claims. To set up a free, no obligation review of your long term disability case, please do not hesitate tocontact our legal team today. We represent clients in Newtown Square and throughout Delaware County.