The Employee Retirement Income Security Act (ERISA) sets minimum standards for most employer-backed retirement plans and group welfare plans. Over the last few decades, large insurance companies and other claim fiduciaries have developed many complex strategies that they use to tilt the ERISA claims process in their own favor or in favor of the plan. As a result, unfortunately, many claimants struggle to get the full benefits that they are owed. At The Garner Firm, we represent employees and other plan beneficiaries in the full range of ERISA claims. If you are looking for an ‘ERISA claims lawyer near me’, our experienced, local attorney is standing by, ready to fight for your rights. To set up a free, no-obligation review of your ERISA claim, please give our legal team a call today.
ERISA Claims We Handle in Pennsylvania and New Jersey
Adam H. Garner is a knowledgeable ERISA lawyer with more than 10 years of experience representing a broad range of clients. From your initial phone call to the resolution of your case, Mr. Garner will work tirelessly to protect your interests. We handle all types of ERISA claims and ERISA appeals. Some examples of ERISA appeals and ERISA litigation cases we handle in Pennsylvania and New Jersey include:
- Disability benefit denials;
- Life insurance claims;
- Long term care benefits;
- Retirement plan benefits claims; and
- Executive deferred compensation benefits.
Understanding ERISA Appeals and ERISA Litigation
Unfortunately, you cannot rely on your employer or on your insurance company to offer you reliable guidance with your ERISA claim or your ERISA appeal. This is a complicated federal law: there are many potential pitfalls in the claims and appeals process. As an example, you only have a limited amount of time — often 60 to180 days, depending on the type of claim — to file an ERISA appeal. If you fail to take action before the deadline expires, your claim may be extinguished. Notably, you must submit an ERISA appeal directly with your insurer or other claim fiduciary before you can file a lawsuit in federal court. Additionally, should you be required to seek ERISA litigation to get your benefits, the court may be restricted to reviewing certain documents and records. It is imperative that you submit all relevant evidence to your insurance company or other claim fiduciary in your initial application for benefits or in your administrative appeal. Whether you are in Pennsylvania or New Jersey, our experienced ERISA lawyer will make sure that case is handled properly.
Get Help From a Local ERISA Attorney Today
At The Garner Firm, we are here to enforce and protect your employee rights. If you are struggling to obtain full ERISA benefits, our local attorney is prepared to help. To arrange a free, no obligation review of your ERISA claim, please contact our law firm right away. With an office in Philadelphia, we represent clients in Pennsylvania and New Jersey.