ERISA is an important law that sets standards for most group welfare benefit plans from private employers. While ERISA provides some much-needed protections, it also tilts many aspects of the claims process and the appeals process in favor of insurance companies and other claims administrators. Unfortunately, many beneficiaries struggle to access their rightful benefits. At The Garner Firm, our Doylestown ERISA attorney advocates for the rights and interests of employees and other plan participants. We know what needs to be done to ensure insurance carriers and other claim fiduciaries are held responsible for paying out benefits. If your application was denied, it is essential that you take quick action. For a free consultation with an experienced Bucks County, PA ERISA lawyer, please call our law firm today.
ERISA Claims We Handle in Doylestown, PA
Adam H. Garner is an ERISA claims lawyer with over a decade of experience handling ERISA benefits claims. Our law firm handles the complete range of ERISA appeals and ERISA litigation. No matter the nature of your case, we will conduct a careful assessment, explain your rights and options to you, and help you pursue the fair benefits that you rightfully deserve. Specifically, some ERISA claims our attorney frequently handles in Doylestown, PA include:
- Long term disability benefits;
- Life insurance appeals;
- Long term care benefits;
- Retirement plan issues; and
- Executive deferred compensation benefits.
ERISA Claims and ERISA Appeals: The Basics
Under ERISA, every plan participant is entitled to a full and fair review of their claim. Of course, the initial review is conducted by the insurance company or other claim fiduciary — that is supposed to be acting as a fiduciary in the interests of plan participants. Unfortunately, many of these insurers and other claim fiduciaries work under an inherent financial conflict of interest and may not have your best interests in mind. Should your claim be denied, which unfortunately could happen even if you are owed benefits, you need to be ready to bring a strong and well-supported appeal. ERISA appeals always begin with an internal or so-called “administrative” review. Before you can file a lawsuit to get your benefits, you must give the insurance company or other claim fiduciary an opportunity to hear your appeal and reassess your claim. It is imperative that you submit a persuasive appeal. As soon as you receive a denial letter, the next step you should take is to reach out to an experienced Doylestown, PA ERISA attorney. Your attorney can conduct a review of your case and determine what action needs to be taken to best protect your rights.
Contact Our Doylestown, PA ERISA Attorney Today
At The Garner Firm, we will fight for your employee benefits and your employee rights. If your ERISA claim was denied in Southeastern Pennsylvania, you need an experienced lawyer on your side. To schedule your no-cost, no-obligation ERISA consultation, please contact our law firm right away. We represent clients in Doylestown, PA and throughout the surrounding communities in Bucks County.