The Employee Retirement Income Security Act (ERISA) is a federal law that regulates that the overwhelming majority of employee benefits claims. While ERISA standardizes the claims and appeals processes, it is a complicated law that often works in favor of insurance companies. If you or your loved one is struggling to obtain employee benefits in Southern New Jersey, you should speak to an experienced ERISA lawyer immediately. At The Garner Firm, our Cherry Hill Township ERISA lawyer represents employees, executives, and plan beneficiaries in the full range of employee benefits claims. Our practice is focused on helping our clients protect their rights and recover their full benefits. For a free, fully confidential consultation with New Jersey ERISA attorney, please do not hesitate to contact our legal team today.
ERISA Employee Benefits Claim We Handle in Cherry Hill Township
Under federal regulations, all employees and plan participants are entitled to a full and fair review of their ERISA file. At The Garner Firm, our Cherry Hill Township ERISA lawyer represents clients in ERISA appeals and ERISA litigation. Among other types of cases, we have experience handling:
- Short term and long term disability appeals;
- Life insurance disputes;
- Retirement plan benefit claims;
- long-term care cases; and
- SERP and other executive deferred compensation claims.
ERISA Claim Denied in New Jersey? How Our Attorney Can Help
If you ERISA claim was denied, you should have received written notification. ERISA regulations require insurers to explain a denial. In theory, this rule helps to ensure that employees and other plan beneficiaries understand why their benefits were denied and what steps they need to take to bring a successful appeal. In practice, ERISA denial letters are often vague. They tend to be filled with confusing, industry-specific language. Our Cherry Hill Township ERISA attorney can help. When you reach out to our law firm, we will:
- Review your ERISA denial letter;
- Explain to you the insurer’s decision;
- Help you understand your rights and options;
- Take action to pull together all relevant evidence;
- Craft a strong, compelling administrative appeal;
- Negotiate with the insurance company;
- Prepare for ERISA litigation.
Not all ERISA denials go to court. In many cases, ERISA claims are resolved during an administrative appeal or during settlement negotiations, though litigation is always a possibility. No matter the circumstances, our law firm is committed to helping our clients recover the full and fair employee benefits that they are owed.
Contact Our Cherry Hill Township ERISA Attorney
At The Garner Firm, we represent employees and beneficiaries throughout Southern New Jersey. If you or your loved one is having trouble obtaining ERISA benefits in Camden County, please do not hesitate to reach out to us at (215) 645-5955. Initial consultations are fully private and free of charge.