Suffering an injury or illness that results in the inability to work is frustrating. It can become an absolute nightmare if you are unable to work for a long period of time and need to pursue long-term disability payments. In most cases, employee disability benefit plans that are issued by private employers are governed by the Employee Retirement Income Security Act of 1974, or ERISA. The Garner Firm, Ltd. is highly experienced in handling ERISA cases and may be able to help with your claim in Pennsylvania, New Jersey or Maryland.
ERISA is a federal law that was designed to protect employees and their benefits. Unfortunately, given the way the law has developed, most of these plans end up benefiting the insurance companies that provide the benefits rather than the employee. For this reason, many employees who should be receiving benefits find that their claims are terminated early or are denied altogether.
It is important that you do not let the insurance companies take advantage of you and unfairly deny your benefits. Retaining a Bryn Mawr long-term disability lawyer is a key step in protecting your rights. At The Garner Firm, Ltd., our experienced attorneys are ready and willing to help fight to get you the benefits you deserve.
There are numerous reasons the carrier may deny your long-term disability benefits. You have a right to know why your claim was denied. With that information, you can move forward with trying to address the reasons the insurance company wrongfully denied your claim in your appeals paperwork. Some of the common reasons cited for denying a long-term disability claim include:
In the event your long-term disability claim is denied, it is important to reach out to a skilled and experienced attorney who can help. Our long-term disability attorney at The Garner Firm, Ltd. will start by carefully reviewing your disability denial letter, and then develop a strategy for a compelling appeal.
One of the most important ways an attorney can help is to prepare the best appeal for your benefits. Your attorney will speak with the insurance company and obtain your entire case file. He or she will also gather all evidence, medical records, and vocational evaluations in order to build a persuasive argument for your appeal and handle negotiations with the insurance company.
While some attorneys might give up, we are relentless in our pursuit of long-term disability benefits for our clients. While some claims can be resolved out of court, there are scenarios in which litigation is necessary. Our attorneys have experience in the courtroom, so we are ready to take your claim to court if it becomes necessary.
If long-term disability benefits were prematurely terminated or denied outright, contact The Garner Firm, Ltd. today to schedule a free initial consultation.
Adam helped me with my LTD case. His knowledge and thoroughness was outstanding. He communicated every aspect of the process and case in an extremely detailed and timely manner. He also took the time to answer any questions I had as a person going through it for the first time. I could not recommend him more for anyone in a similar situation.
Adam and his team are great. They did an excellent job helping my family when we were really losing hope. Adam is very professional and has excellent knowledge to protect your rights. If you choose Adam you will talk directly with him. It was a truly pleasant experience. I’m extremely thankful that I chose the Garner firm. I highly recommend them.
Adam Garner provided excellent courteous and considerate service in helping me resolve a long term disability claim. He was accessible, knowledgeable and exercised the good judgement necessary for us to be successful. I heartily recommend his expertise and services
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!