Properly documenting a disability is critical to receiving the benefits you deserve. However, documenting a mental health disability is often harder than a physical one. You might find that you have not collected sufficient evidence to convince your insurance carrier that you qualify for benefits. To help your case, follow these tips. Meet with a Doctor A doctor

After an employee makes a long-term disability claim, the insurance company often requests an independent medical exam (IME). During the IME, you will be examined by a doctor chosen by the insurance company. If this sounds a little suspicious, you are right for being skeptical. Often, insurers use IMEs to deny disability benefits by having their doctor minimize

On May 16, 2018, the United States Court of Appeals for the Third Circuit issued a precedential opinion in American Orthopedic & Sports Medicine v. Independence Blue Cross Blue Shield, et al., Case No. 17-1663, upholding the validity of anti-assignment clauses in health plans governed by the Employee Retirement Income Security Act of 1974, 29 U.S.C. § 1001, et