The Employee Retirement Income Security Act (ERISA) is a complex federal statute that governs most company-backed group welfare plans, including long term disability plans. Although ERISA provides certain key protections to claimants, large insurers are extremely adept at navigating this law and working the process in their favor. Unfortunately, many long term disability claims are unfairly denied or substantially underpaid. At The Garner Firm, our Villanova long term disability lawyer is a committed and aggressive advocate for ERISA beneficiaries. If you or your loved one has had your long term disability claim denied in Southeastern Pennsylvania, we are here to help. For a free, fully confidential initial consultation, please do not hesitate to contact us today.
Why Was My Disability Claim Denied?
Long term disability benefits are rejected for many reasons. Claimants should know why their application was not accepted. With this information, you will be able to effectively address the insurance company’s stated reasoning in your disability appeal. Some common examples of why disability claims are denied in Pennsylvania include:
- Mistakes on the initial disability application;
- Lack of adequate supporting evidence;
- Disputes regarding medical evidence;
- Disputes over the policy’s definition of ‘disability’; and
- Errors or bad faith by the insurance provider.
If your claim was rejected, you should not hesitate to reach out to an experiencedlong term disability attorney in Villanova, PA. Our attorney will carefully review your disability denial letter. From there, we will take the appropriate steps to protect your rights and help you build a strong and compelling appeal.
How Our Villanova Disability Lawyer can Help
After reviewing your disability denial letter, our law firm will take immediate action to help you bring an effective appeal. Among other things, this includes obtaining your complete case file from the insurance company, gathering all relevant additional medical and vocational evidence, building a persuasive administrative appeal, and negotiating with the insurer. We are relentless in seeking full and fair long term disability benefits for our clients. While many disability appeals can be settled outside of litigation, there are certainly plenty of exceptions to that general rule. Our Villanova disability lawyer, Adam. H. Garner, has extensive experience withERISA litigation. We are prepared to take your claim to court when necessary.
Contact Our Villanova Long Term Disability Attorney Today
At The Garner Firm, our Pennsylvania long term disability lawyer is standing by, ready to fight to protect your rights. If your disability claim was turned down, you need professional support. For a free initial consultation, pleasecontact our law firm right away. We represent clients in Villanova, PA and throughout Delaware County and Montgomery County.