The Employee Retirement Income Security Act (ERISA) is a federal law that governs the majority of employer-sponsored group benefits plans that are offered in the United States. ERISA is notoriously complex. It contains a number of confusing, even counterintuitive rules and provisions. Sadly, many employees and plan participants have trouble getting access to their full and fair benefits they are owed through their ERISA plan. At The Garner Firm, our Philadelphia ERISA lawyer is committed to providing reliable, responsive, effective legal representation to employees and beneficiaries in Southeastern Pennsylvania. We know how to hold large insurance companies and other plan administrators and fiduciaries accountable. To get immediate assistance with your case, please contact our law firm for a free, strictly confidential initial consultation.
Handling Employee Benefits (ERISA) Cases in Philadelphia, Pennsylvania
ERISA requires plan administrators and/or insurance providers to conduct a comprehensive, full, and fair review of every claim for benefits. Sadly, in reality, this process does not always occur as it should, including because the administrator or insurer allows its financial self-interest to improperly affect its decision-making process. In far too many cases, ERISA claims are unfairly denied or substantially underpaid. Our Philadelphia ERISA lawyer has experience representing employees and other beneficiaries in wide array of different ERISA cases, including:
- Short term disability denials
- Long term disability denials;
- Life insurance disputes;
- Long term care benefits;
- Retirement plans; and
- Executive deferred compensation.
We also handle breach of fiduciary duty cases and other claims where benefits or participant rights were impaired. As ERISA has a number of different quirks and complicated features, the claims and appeals process challenging for individuals. As a starting point, you should be aware that these claims are subject to tight deadlines. If your claim was denied, you typically may only have between 60 and 180 days, depending on the type of benefit at issue, to put together and submit your appeal. Furthermore, it is crucial that you file a comprehensive, well-prepared appeal. Should your claim go to litigation, the court may be restricted in the evidence that can be reviewed. If you failed to submit relevant evidence during the “administrative” appeal stage of the claims process, you may lose the right to use that evidence in your lawsuit. Our Philadelphia ERISA lawyer will work to ensure that your claim is properly handled and presented at every stage of the legal process.
Speak to a Philadelphia ERISA Attorney Today
At The Garner Firm, our Philadelphia ERISA lawyer represents executives, employees, former employees, and other beneficiaries in a broad range of employee benefits cases. To get help from an experienced Philadelphia ERISA attorney today, please do not hesitate to contact our law office for a free, no-obligation initial consultation.