If an injury or illness causes a disability that prevents you from working, it can be a devastating situation. If you cannot earn a living, how will you cover your bills and expenses? If you had long term disability (LTD) insurance coverage through your employer, you can file a claim for disability benefits now that you cannot work.
Long term disability benefit claims are notorious for being challenging and complicated, and insurance companies regularly find reasons to deny these claims. If you need assistance with a claim or need to appeal a denial, contact a Malvern long term disability lawyer for help. The Garner Firm, Ltd. is ready to fight for the benefits you deserve.
Almost all disability insurance plans offered through private employers are subject to the Employee Retirement Income Security Act of 1974 (ERISA). This is a federal statute that seems as if it is protecting employees when, in reality, its provisions can be favorable to employers and insurance companies over claimants. For this reason, it is common for disabled individuals to receive denials of disability or to have their benefits terminated inappropriately.
If you need to file a claim for long term disability benefits, you should never hesitate to seek help from an experienced LTD lawyer. The more comprehensive and persuasive your initial claim is, the greater chance you have of getting approved for benefits from the start. We know the type of documentation and proof disability insurers want, and we can prepare and file your claim, as well as negotiate with the insurance company on your behalf. We know the tactics insurers use to deny LTD claims, and we can build the strongest case in favor of benefits for you.
If you already received a claim denial, you should contact our office as soon as possible. You must take the proper steps to appeal the denial within a certain timeframe. If you fail to do so, you can lose your rights. We know the procedures for appealing LTD claims, and we can handle this process for you.
In the event that an appeal is unsuccessful, we can file a lawsuit against your insurance company. We know how to handle ERISA litigation, which can be complex.
If you need to file a claim for long term disability benefits under an employer-sponsored plan, you must meet every deadline and requirement for your initial claim, as well as an appeal of a denied claim. Many people are not familiar with all the necessary procedures, which can jeopardize the benefits they need and are entitled to. For professional assistance with this complicated process, contact a Malvern long term disability lawyer from The Garner Firm, Ltd. We can handle the claims process and take your insurer to court if needed to protect your rights. Contact us today for more information and a free initial consultation.
Adam helped me with my LTD case. His knowledge and thoroughness was outstanding. He communicated every aspect of the process and case in an extremely detailed and timely manner. He also took the time to answer any questions I had as a person going through it for the first time. I could not recommend him more for anyone in a similar situation.
Adam and his team are great. They did an excellent job helping my family when we were really losing hope. Adam is very professional and has excellent knowledge to protect your rights. If you choose Adam you will talk directly with him. It was a truly pleasant experience. I’m extremely thankful that I chose the Garner firm. I highly recommend them.
Adam Garner provided excellent courteous and considerate service in helping me resolve a long term disability claim. He was accessible, knowledgeable and exercised the good judgement necessary for us to be successful. I heartily recommend his expertise and services
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!