The ability to work is critical for most people to support themselves and their households. If you develop a medical condition that prevents you from working, it is important to know your options for financial support. Many employees have insurance coverage from their employers for short-term disability (STD) or long term disability benefits (LTD) that is supposed to provide benefits to help disabled employees cover their bills. However, getting these benefits can be much more challenging than you might imagine.
If you need assistance filing a disability claim or if your claim has been denied, you should not wait to call disability insurance attorneys in Philadelphia. The Garner Firm helps clients in your situation, and we are ready to assess your options. Contact our office directly today.
Most employer-sponsored disability insurance policies are governed by the Employee Retirement Income Security Act of 1974 (ERISA). This is a federal statute that claims to protect the rights of employees, but in reality, it largely favors disability insurance companies and employers.
You would think that if you and your employer contributed to premiums for disability coverage, benefits should be available should you need them. Unfortunately, many people encounter serious roadblocks when seeking disability benefits, including delays and outright denials of valid claims. There are many reasons why a disability claim might be denied upfront, including:
In some cases, people who are already receiving benefits will learn that their benefits have been suddenly and prematurely reduced or terminated. This can also be a difficult decision to challenge and prove you still need benefits. If this happens, it is time to contact a law firm that handles disability insurance cases.
There are many different ways that a Philadelphia disability insurance attorney can help claimants who are struggling to receive the benefits they deserve. At The Garner Firm, we assist with ERISA disability claims at all stages of the process, including the following;
Disability claims and appeals are highly complicated, and your benefits are too important to try to handle the process on your own. You should never hesitate to contact our office to learn how we can help.
The Garner Firm is dedicated to helping disabled clients obtain and keep the disability benefits they deserve and need to support themselves. If you have concerns regarding a disability insurance claim, contact us to speak with disability insurance attorneys in Philadelphia.
Adam helped me with my LTD case. His knowledge and thoroughness was outstanding. He communicated every aspect of the process and case in an extremely detailed and timely manner. He also took the time to answer any questions I had as a person going through it for the first time. I could not recommend him more for anyone in a similar situation.
Adam and his team are great. They did an excellent job helping my family when we were really losing hope. Adam is very professional and has excellent knowledge to protect your rights. If you choose Adam you will talk directly with him. It was a truly pleasant experience. I’m extremely thankful that I chose the Garner firm. I highly recommend them.
Adam Garner provided excellent courteous and considerate service in helping me resolve a long term disability claim. He was accessible, knowledgeable and exercised the good judgement necessary for us to be successful. I heartily recommend his expertise and services
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!