There are a number of reasons why you may be unable to work for the long term. While accident-related injuries could qualify you for long-term disability, there are other conditions that would allow you to receive benefits. Here are five common causes for long-term disability claims. Cancer You may be entitled to benefits, but not for all cases
If you are sick or have been injured and have a long-term disability policy, you may be able to receive benefits under your policy. In the U.S., if the policy was provided through your job with a private-sector employer, these disability policies are almost always governed by a law called ERISA. Before you file your claim, you should
Many employers offer long-term disability (LTD) insurance policies intended to protect an employee’s financial interests in the event they cannot work due to a lasting mental or physical disability. But how much can you expect for your LTD payments if you become disabled? It is important to be familiar with your right to benefits so you can make