Category: Life Insurance

ERISA • Employment Law
  • What is the Life Insurance Contestability Period?

    Once you have purchased a new life insurance policy, your beneficiaries are not guaranteed to receive payment on any claim for the first two years of the policy. This is known as the contestability period, and the insurance company uses it to protect itself. It may refuse to pay claims if it finds that there was fraud or

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  • Possible Reasons for Life Insurance Claim Denials

    You might assume that if a loved one had life insurance coverage; the company should pay benefits to the proper beneficiaries following their death. Unfortunately, life insurance providers will not automatically approve claims, and they can - and do - deny claims for various reasons. If you received a denial, it is important to determine the exact reason

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  • Court Awards Over $5.8 Million in Life Insurance Benefits and Interest

    The United States District Court for the District of Connecticut recently awarded over $5,800,000 in life insurance benefits and prejudgment interest to a life insurance claimant whose husband worked for Stanley Black and Decker and participated in a life insurance plan governed by the Employee Retirement Income Security Act of 1974, 29 U.S.C. § 1001, et seq. (“ERISA”).

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Mr. Garner is an ERISA employee benefits and employment attorney with over a decade of experience. The laws governing employee benefits, the employment relationship, and the workplace are complex.

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