Imagine that you are receiving monthly benefits from your employer-sponsored retirement plan. One day, you receive a surprising letter in the mail stating that you have been “overpaid” all along. Your plan administrator wants to reduce your benefits going forward and, worse yet, wants you to repay to make up for the overpayment. What happens now? Do you

On September 20th, 2018, the Supreme Court of the United States dismissed, at the parties’ joint request, an ERISA lawsuit (Pioneer Centres Hold. v. Alerus Fin.) that could have potentially resolved an existing circuit split over who bears the burden of proof in ERISA breach of fiduciary duty claims. The case was dismissed because the underlying dispute was

Health insurance provides critical benefits when you become sick or injured. However, some insurers deny perfectly valid claims, which might leave you in shock. After all, you have insurance precisely for emergencies, but here your insurer is denying your claim. Fortunately, you have rights, and it is sometimes possible to get an insurer to reverse course and approve