On September 21, 2018, the United States District Court for the District of Massachusetts issued an opinion awarding long-term disability (“LTD”) benefits to a fibromyalgia patient whose benefits were wrongly terminated by Unum Life Insurance Company and Provident Life and Accident Insurance Company, both of which are owned by Unum Group. A copy of the Court’s decision in
Properly documenting a disability is critical to receiving the benefits you deserve. However, documenting a mental health disability is often harder than a physical one. You might find that you have not collected sufficient evidence to convince your insurance carrier that you qualify for benefits. To help your case, follow these tips. Meet with a Doctor A doctor
After an employee makes a long-term disability claim, the insurance company often requests an independent medical exam (IME). During the IME, you will be examined by a doctor chosen by the insurance company. If this sounds a little suspicious, you are right for being skeptical. Often, insurers use IMEs to deny disability benefits by having their doctor minimize
From the initial phone call for assistance to the end of the case Adam and The Garner Firm was an absolute blessing to me and my family. He presented genuine concern and professionalism throughout the process. Where as other attorneys see’s a client as a client Adam fights for a client like were and individual who’s rights have been violated. I’m very grateful for his help through a very rough time and trust that this review is sincere. Blessing to the Adam and The Garner Firm.
Adam Garner is the definition of professionalism and expertise. He is currently handling my case, which turned out to be more difficult than expected, and is getting positive results. I would highly recommend Mr. Garner to anyone with a disability and/or workplace issue.
The Garner Firm provides quality advice and guidance for clients with employment matters. I highly recommend the Garner Firm.
Adam did an exceptional job in helping me both understand my situation and fight for my benefits/disability claim. He is extremely knowledgeable about the law and how it will effect your case. He was up front with us on how difficult our case may be and was always available to discuss our situation/answer questions. Adam also cares about you and takes an interest. He did an outstanding job to help me win my case against strong odds and was a blessing to have him as my lawyer. Thank you Adam for all you have done and continue doing on my behalf.
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