Category: Disability Benefits

ERISA • Employment Law
  • Are You Protected by ERISA?

    The Employee Retirement Income Security Act of 1974, or ERISA, is a federal law that is intended to protect certain employees’ rights regarding employment benefits, including retirement benefits and certain employer-sponsored insurance coverage. Employees can suffer significant harm if an employer, benefit plan fiduciary, or insurance company mishandles funds or does not apply insurance coverage fairly, and ERISA aims

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  • How do Insurance Companies Define Disability?

    Many long-term disability insurance claims are denied because the claimant does not qualify as having a “disability” under the policy. Even if you know your condition keeps you from working, you can still be surprised to receive a denial for this reason. Policies can vary significantly in how they define disability, and you want to be sure that

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  • The Hartford Disability Insurance Claim Process: What to Expect

    Understanding disability insurance benefits can be confusing, and having your claim denied by your insurer is all too common. If you are preparing to file a long-term disability claim with The Hartford, or if your claim has been denied, an experienced disability benefits attorney may be able to help you present a stronger case and increase your chances

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Mr. Garner is an ERISA employee benefits and employment attorney with over a decade of experience. The laws governing employee benefits, the employment relationship, and the workplace are complex.

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