ERISA stands for the Employee Retirement Income Security Act of 1974 and governs many employer-backed benefits and retirement programs around the United States. Employees who have had benefits denied under ERISA plans can benefit from the services of a skilled ERISA attorney, but they are not the only ones. It is essential to first verify whether or not your plan is governed by ERISA. It typically does not cover government employers or churches, for example.
Here is a look at some of the situations in which you may need to retain a Pennsylvania ERISA attorney.
Do you suspect that your company is mismanaging your pension funds? Is there a chance people are embezzling money from employees? Or maybe you think they are improperly investing in company stock? If you are concerned about major losses to your 401K or there are large fees associated with your pension plan, you may want to speak with an ERISA attorney.
Advisors and managers have a fiduciary duty to act in the best interest of all plan participants. If you report your suspicions and suffer repercussions, like getting fired, you may have additional protection under the Act.
Likewise, if you have made a claim for long-term disability benefits, life insurance benefits, or accidental death and dismemberment benefits under a benefit plan offered by your employer or that of a loved one, you may need an ERISA lawyer. Often, the insurance companies responsible for deciding and paying these claims make mistakes in the process of doing so. As a result, meritorious claims frequently get denied.
If an ERISA benefits claim is denied, you have a limited amount of time to submit an appeal of the denial (the amount of time depends on the type of claim). It is important to retain an ERISA lawyer during that appeal process so that he or she can build a detailed record of the reasons why your claim should be approved. If the appeal is denied, the courts often decide only to review the record that was created during the appeal process. Thus, the quality and completeness of that record is critically important.
If you are an employee or plan administrator who has ERISA-related questions, contact The Garner Firm, Ltd. today to schedule an initial consultation. Adam Garner has experience litigating ERISA claims in Pennsylvania, New Jersey, and Maryland, as well as elsewhere throughout the United States.
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!
Adam is extremely knowledgeable and always helped answer all of our questions we had. Very supportive in a challenging case. He understood our situation and was beyond great! He helped my family so much!
I would highly recommend Adam and the Garner Firm!
I would highly recommend Adam to anyone!!! He is very professional, works hard for you, and very knowledgeable. He is honest and upfront with you with any obstacles that he may face in representing you. He keeps you well informed of your case and responds promptly to any questions or concerns you may have. He does a Stellar job!!!
From the initial phone call for assistance to the end of the case Adam and The Garner Firm was an absolute blessing to me and my family. He presented genuine concern and professionalism throughout the process. Where as other attorneys see’s a client as a client Adam fights for a client like were and individual who’s rights have been violated. I’m very grateful for his help through a very rough time and trust that this review is sincere. Blessing to the Adam and The Garner Firm.
How did we do?
Note: Your review may be shared publicly.