The Employee Retirement Income Security Act of 1974 (ERISA) is a notoriously complex federal law that governs the short and long-term disability claims process for most employer-sponsored group disability plans. If you or a loved one has a short-term disability or a long-term disability, and you are covered by an ERISA plan, you may be entitled to benefits.
The insurance companies that fund and/or administer disability benefits claims can make obtaining your benefits a real challenge. In far too many cases, valid short-term disability claims and/or long-term disability claims are wrongly rejected. At The Garner Firm, compassionate Philadelphia long term disability attorney Adam H. Garner is an experienced disability benefits attorney and advocate for employee benefits and employee rights. If your short-term disability or long-term disability claim was denied, Mr. Garner is ready to help you recover the compensation that you are owed.
What Does ERISA Do?
If you are filing a short-term disability or a long-term disability claim for an ERISA-regulated group benefits plan, there are several important things that you need to know about the claims process. First and foremost, you should be aware of the fact that ERISA is designed to do two important things:
Insurance Companies Know How to Work ERISA to Their Benefit
While ERISA was originally crafted to protect beneficiaries (employees), employers and their disability insurance companies have found ways to tilt the process in their favor. As such, you need to be ready to fight for your short-term disability and long-term disability benefits.
Three Things You Need to Know
As a short-term disability or long-term disability claimant, there are three extremely important things that you need to know about claims process.
If your short-term disability claim or long term disability claim was denied, our experienced ERISA lawyer Adam H. Garner will fight to protect your rights and financial interests. The Garner Firm, is Philadelphia’s employee benefits firm. We fight aggressively to hold employers and big insurance companies accountable, so that our clients can obtain every dollar that they rightfully deserve. For a free review of your case, please call us today at (215) 645-5955 or contact us through our website.
The Garner Firm provides quality advice and guidance for clients with employment matters. I highly recommend the Garner Firm.
Adam did an exceptional job in helping me both understand my situation and fight for my benefits/disability claim. He is extremely knowledgeable about the law and how it will effect your case. He was up front with us on how difficult our case may be and was always available to discuss our situation/answer questions. Adam also cares about you and takes an interest. He did an outstanding job to help me win my case against strong odds and was a blessing to have him as my lawyer. Thank you Adam for all you have done and continue doing on my behalf.
I would highly recommend Adam. He was courteous, professional, and very knowledgeable. He was attentive to my concerns and always responsive in a timely fashion.
I highly recommend him! He worked so hard and fought for what he thought I deserved. He is honest and will not lie to you, someone you can trust.
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