Long term disability plans through private employers are typically governed by the Employee Retirement Income Security Act, known as ERISA. This is a complex federal statute and is supposed to provide various protections to claimants, but large insurance providers are well-versed in manipulating the law and system to work entirely in their favor. This means that many employees are on the losing end because they suddenly discover their valid long-term disability claims are significantly underpaid, or even denied altogether.
At The Garner Firm, our Mt. Holly long term disability attorney has devoted his practice to be an advocate for ERISA beneficiaries who have been unfairly treated by the system. If you or a loved one has had your long-term disability claim denied in the Mt. Holly area, we are here to help.
Your long-term disability benefits can be rejected for a variety of reasons. You have a right to know why your application for benefits was not accepted. Once you have this information, you can look to address why the insurance company denied your claim. Some of the common examples of why long-term disability claims are denied can include:
In the event your claim was denied, it is crucial to hire a Mt. Holly long term disability attorney to find out how we can help. At The Garner Firm, we will do a thorough review of your disability benefits denial. After that, we will take the appropriate course of action in order to protect your rights and help you prepare the strongest appeal possible.
Once you retain an attorney, we will immediately start on your appeal. We will request your entire case file from the insurance company and then start gathering all your medical and vocational records. This helps us build a strong appeal, and we can start negotiations with the insurer.
We will not give up just because the insurance company denied your benefits. We are relentless when it comes to fighting for our clients’ rights. There are some situations where the claim can be settled without the need for litigation, but we are not afraid to take a case to judgment if needed.
If your long-term disability benefits have been denied, let The Garner Firm help. Contact our office today to schedule an initial consultation.
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Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
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I would highly recommend Adam to anyone!!! He is very professional, works hard for you, and very knowledgeable. He is honest and upfront with you with any obstacles that he may face in representing you. He keeps you well informed of your case and responds promptly to any questions or concerns you may have. He does a Stellar job!!!
From the initial phone call for assistance to the end of the case Adam and The Garner Firm was an absolute blessing to me and my family. He presented genuine concern and professionalism throughout the process. Where as other attorneys see’s a client as a client Adam fights for a client like were and individual who’s rights have been violated. I’m very grateful for his help through a very rough time and trust that this review is sincere. Blessing to the Adam and The Garner Firm.
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