Long term disability plans through private employers are typically governed by the Employee Retirement Income Security Act, known as ERISA. This is a complex federal statute and is supposed to provide various protections to claimants, but large insurance providers are well-versed in manipulating the law and system to work entirely in their favor. This means that many employees are on the losing end because they suddenly discover their valid long-term disability claims are significantly underpaid, or even denied altogether.
At The Garner Firm, our Mt. Holly long term disability attorney has devoted his practice to be an advocate for ERISA beneficiaries who have been unfairly treated by the system. If you or a loved one has had your long-term disability claim denied in the Mt. Holly area, we are here to help.
Your long-term disability benefits can be rejected for a variety of reasons. You have a right to know why your application for benefits was not accepted. Once you have this information, you can look to address why the insurance company denied your claim. Some of the common examples of why long-term disability claims are denied can include:
In the event your claim was denied, it is crucial to hire a Mt. Holly long term disability attorney to find out how we can help. At The Garner Firm, we will do a thorough review of your disability benefits denial. After that, we will take the appropriate course of action in order to protect your rights and help you prepare the strongest appeal possible.
Once you retain an attorney, we will immediately start on your appeal. We will request your entire case file from the insurance company and then start gathering all your medical and vocational records. This helps us build a strong appeal, and we can start negotiations with the insurer.
We will not give up just because the insurance company denied your benefits. We are relentless when it comes to fighting for our clients’ rights. There are some situations where the claim can be settled without the need for litigation, but we are not afraid to take a case to judgment if needed.
If your long-term disability benefits have been denied, let The Garner Firm help. Contact our office today to schedule an initial consultation.
Adam helped me with my LTD case. His knowledge and thoroughness was outstanding. He communicated every aspect of the process and case in an extremely detailed and timely manner. He also took the time to answer any questions I had as a person going through it for the first time. I could not recommend him more for anyone in a similar situation.
Adam and his team are great. They did an excellent job helping my family when we were really losing hope. Adam is very professional and has excellent knowledge to protect your rights. If you choose Adam you will talk directly with him. It was a truly pleasant experience. I’m extremely thankful that I chose the Garner firm. I highly recommend them.
Adam Garner provided excellent courteous and considerate service in helping me resolve a long term disability claim. He was accessible, knowledgeable and exercised the good judgement necessary for us to be successful. I heartily recommend his expertise and services
This review is long over-due!
If you’re looking for professional and sound legal advice, The Garner Firm is where you want to start!
Throughout my relationship with The Garner Firm, there was never a time that I felt uninformed where my case stood. Attorney Adam Garner focuses on making sure his clients are well informed throughout their legal battle. I can reassure any prospective clients that Adam will maximize all his resources and fight to the MAX in order you’re reasonably compensated.
I invite you to take the opportunity to contact The Garner Firm – YOU WILL NOT REGRET IT!