Get Help From a Top Life Insurance Attorney Near Me
The loss of a family member can be emotionally traumatic. If your family relied on the person to bring in income, losing a family member also creates major financial challenges. Life insurance is designed to provide some much-needed support during this difficult time. Unfortunately, when it comes time to collect, many life insurance plan beneficiaries have trouble getting access to the full and fair benefits that they are owed.
At The Garner Firm, you’ll receive assistance from a life insurance lawyer near me with extensive experience handling the full range of life insurance claims. Whether you are bringing a claim against an ERISA-covered life insurance policy or a private, non-ERISA plan, we are prepared to help. To set up a free, fully confidential initial consultation, please do not hesitate to contact our legal team today.
When you file a life insurance claim, you must be sure that you carefully follow all of the claims procedures that are required by your specific plan. If you obtained life insurance through an employer, then your plan is likely covered under the Employee Retirement Income Security Act of 1974 (ERISA). This federal law has specialized rules with which you must comply. If you are covered by an individual plan, other regulations may apply. In either case, you must provide a copy of the policyholder’s death certificate when filing a claim and you must meet all filing deadlines.
If your life insurance claim was denied, it is imperative that you take immediate action to protect your legal rights and financial interests. Under ERISA, claimants should receive a written denial letter that explains the insurance company’s reasons for rejecting the life insurance claim.
While these denial letters are supposed to be clear and provide a comprehensive assessment, they often contain confusing, industry-specific language. Your life insurance claims attorney near me will be able to review your denial letter and explain to you exactly what it means.
From there, your life insurance claims lawyer will be able to help you gather all of the supplemental evidence and records you need to bring the strongest possible appeal. It is crucial that you include all additional supporting evidence with your administrative appeal. The failure to do so could lead to your benefits being delayed, underpaid, or denied.
At The Garner Firm, our life insurance lawyer represents clients in ERISA life insurance claims and non-ERISA life insurance claims. If you need help obtaining life insurance benefits, we are here to help. To arrange a free, no obligation review of your life insurance claim, please call us today at (215) 645-5955.
From the initial phone call for assistance to the end of the case Adam and The Garner Firm was an absolute blessing to me and my family. He presented genuine concern and professionalism throughout the process. Where as other attorneys see’s a client as a client Adam fights for a client like were and individual who’s rights have been violated. I’m very grateful for his help through a very rough time and trust that this review is sincere. Blessing to the Adam and The Garner Firm.
Adam Garner is the definition of professionalism and expertise. He is currently handling my case, which turned out to be more difficult than expected, and is getting positive results. I would highly recommend Mr. Garner to anyone with a disability and/or workplace issue.
The Garner Firm provides quality advice and guidance for clients with employment matters. I highly recommend the Garner Firm.
Adam did an exceptional job in helping me both understand my situation and fight for my benefits/disability claim. He is extremely knowledgeable about the law and how it will effect your case. He was up front with us on how difficult our case may be and was always available to discuss our situation/answer questions. Adam also cares about you and takes an interest. He did an outstanding job to help me win my case against strong odds and was a blessing to have him as my lawyer. Thank you Adam for all you have done and continue doing on my behalf.
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